About Us

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Most people never hear this truth: losing a home to foreclosure doesn’t mean you lost every dollar tied to it.
In thousands of cases, the county ends up holding leftover money after a foreclosure sale — money that legally belongs to the former homeowner. Money that could help them restart, rebuild, breathe again.

But counties don’t advertise this. They don’t call you. And they don’t make the process easy.

That’s where we come in.

At Foreclosure Financial Recovery Agency, we specialize in one of the most overlooked and misunderstood areas of foreclosure law: surplus fund recovery.

When a property sells at foreclosure for more than what was owed, the extra money  known as surplus funds, overage, or excess proceeds  sits unclaimed.
Most homeowners never know it exists.
Many walk away thinking the bank took everything.
And counties aren’t in a rush to correct that belief.

We decided to change that.

Our team analyzes foreclosure records, line by line, sale by sale.
We identify cases where surplus funds are available, then we guide homeowners through the claim process from start to finish  paperwork, filings, submissions, follow-ups, everything.

We remove the confusion, the legal jargon, and the bureaucracy that keeps people from claiming what they’re owed.

And we do it at no upfront cost.
If we don’t recover money for you, you pay nothing.

Because foreclosure is already painful enough.
Because the system is confusing by design.
Because people deserve someone in their corner who actually knows how to navigate the county’s maze and who won’t disappear once the paperwork gets complicated.

We bring clarity, protection, and professionalism at a time when most people feel overwhelmed and overlooked.

Clients choose us because:

• We know where the money is hidden.
  Most people, and even many attorneys, don’t understand surplus recovery. We do.
• We handle everything.
  From the audit to the filing every detail is taken off your plate.
• We only win if you win.
  Our fees are between (15–25%) depending on the complexity of you particular case again our fees are deducted from the funds that we are able to recover for you. 
• We’re transparent.
  No games. No empty promises. No “legalese” traps.
• We’re fast.
  Counties are slow. We aren’t.

We don’t make wild guarantees.
We don’t inflate numbers.
We give straight facts, a clear plan, and aggressive follow-through.

If our audit shows you have money available, we move immediately to secure it.
If you decide to cancel after we complete the audit, there is a $399 audit fee simply because the research is already done, and the time and work has been invested.

That’s the only fee you’ll ever risk.

A foreclosure is not the end.
For many, it can be the first step toward financial recovery especially if you’re owed thousands in surplus funds that no one told you about.

You lost a home, but you don’t have to lose the money tied to it.

We’re here to make sure you get every dollar that belongs to you.